Independent Singapore money news and plain-English guides on CPF, retirement, insurance, savings, investing, property, credit cards and travel money.https://dollarinterest.com/en-sghttps://dollarinterest.com/credit-cards/best-air-miles-credit-cards/https://dollarinterest.com/credit-cards/best-air-miles-credit-cards/The best miles credit card in Singapore pays 1.4 to 1.5 miles per S$1 on everything, or 4 on capped categories. 15 cards compared on mpd, fees and expiry.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsCredit CardsAir MilesKrisFlyerAsia MilesMiles per DollarAnnual Feehttps://dollarinterest.com/investing/best-brokers-for-singapore-stocks/https://dollarinterest.com/investing/best-brokers-for-singapore-stocks/The best broker for Singapore stocks on fees: custodian accounts charge S$0.80 to S$3 on a S$2,000 SGX order, CDP-linked ones about S$10. November 2026.Fri, 13 Nov 2026 00:00:00 GMTInvestingSGXCDPCustodian AccountCPF Investment SchemeSRSBrokeragehttps://dollarinterest.com/insurance/best-car-insurance/https://dollarinterest.com/insurance/best-car-insurance/Best car insurance in Singapore depends on workshop choice, excess and NCD rules. Five insurers' terms compared, plus seven legitimate ways to pay less.Fri, 13 Nov 2026 00:00:00 GMTInsuranceCar InsuranceMotor InsuranceNo-Claim DiscountExcessAuthorised WorkshopNamed DriversInsurance Comparisonhttps://dollarinterest.com/credit-cards/best-cashback-credit-cards/https://dollarinterest.com/credit-cards/best-cashback-credit-cards/The best cashback credit card in Singapore pays a flat 1.7%, or up to 10% with a cap and minimum spend. Eight cards compared on the banks' own figures.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsCredit CardsCashbackMinimum SpendCashback CapAnnual Feehttps://dollarinterest.com/credit-cards/best-credit-cards-for-big-purchases/https://dollarinterest.com/credit-cards/best-credit-cards-for-big-purchases/The best credit card for big purchases pays an uncapped 1.5% to 1.7% or up to 1.4 miles per dollar. See what $8,000 earns and what an instalment plan costs.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsCredit CardsBig PurchasesUncapped CashbackInstalment PlansAir Mileshttps://dollarinterest.com/credit-cards/best-credit-cards-singapore/https://dollarinterest.com/credit-cards/best-credit-cards-singapore/There is no single best credit card in Singapore. We checked 12 cards on the banks' own pages and show which leads on each measure, with the caps and fees.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsCredit CardsCashbackAir MilesRewards PointsAnnual Feehttps://dollarinterest.com/banking/best-debit-cards/https://dollarinterest.com/banking/best-debit-cards/Best debit card in Singapore depends on your spending: we compare cashback of 0.5% to 4%, caps of $20 to $30, minimum spend and FX fees as at November 2026.Fri, 13 Nov 2026 00:00:00 GMTBanking & SavingsDebit CardsCashbackDBS Visa DebitUOB One DebitOCBCMariBankhttps://dollarinterest.com/travel/best-esim-for-travel-singapore/https://dollarinterest.com/travel/best-esim-for-travel-singapore/The best eSIM for travel depends on days, data and destination. We price a travel eSIM against Singtel and StarHub roaming and a local SIM, November 2026.Fri, 13 Nov 2026 00:00:00 GMTTravel MoneyTravel MoneyeSIMData RoamingLocal SIMTravel Techhttps://dollarinterest.com/loans/best-home-loans/https://dollarinterest.com/loans/best-home-loans/The best home loan in Singapore is the one with the lowest total interest over the years you hold it. HDB charges 2.6% now; see how bank packages compare.Fri, 13 Nov 2026 00:00:00 GMTLoansHome LoanHDB LoanSORAFixed RateLock-inTDSRMSRhttps://dollarinterest.com/insurance/best-integrated-shield-plans/https://dollarinterest.com/insurance/best-integrated-shield-plans/The best Integrated Shield Plan matches the ward you would really use. Seven insurers sell them; MOH's tables compare benefits, premiums and claim times.Fri, 13 Nov 2026 00:00:00 GMTInsuranceIntegrated Shield PlansMediShield LifeRidersMediSaveHospital Insurancehttps://dollarinterest.com/investing/best-investment-platforms-singapore/https://dollarinterest.com/investing/best-investment-platforms-singapore/The best investment platform in Singapore depends on what you buy. We cost 10 MAS-licensed brokers and robo-advisers on the same orders, November 2026.Fri, 13 Nov 2026 00:00:00 GMTInvestingInvestment PlatformsBrokerageRobo-AdvisersCDPCPFSRShttps://dollarinterest.com/insurance/best-maid-insurance/https://dollarinterest.com/insurance/best-maid-insurance/Best maid insurance in Singapore meets MOM's $60,000 minimums and limits your co-payment and bond risk. Four insurers compared on their own published terms.Fri, 13 Nov 2026 00:00:00 GMTInsuranceMaid InsuranceMigrant Domestic WorkerMOMSecurity BondCo-PaymentInsurance Comparisonhttps://dollarinterest.com/travel/best-multi-currency-cards-singapore/https://dollarinterest.com/travel/best-multi-currency-cards-singapore/The best multi-currency card in Singapore depends on cash, timing and currencies. We compare six options on stated fees and ATM limits, as at November 2026.Fri, 13 Nov 2026 00:00:00 GMTTravel MoneyTravel MoneyMulti-Currency CardsWiseRevolutYouTripTrust BankInstarem amazeDBShttps://dollarinterest.com/loans/best-personal-loans-singapore/https://dollarinterest.com/loans/best-personal-loans-singapore/The best personal loan in Singapore is the one with the lowest EIR you are actually offered. Five banks' published rates and fees compared, with the maths.Fri, 13 Nov 2026 00:00:00 GMTLoansPersonal LoansEffective Interest RateUnsecured CreditMAS RulesLoan Feeshttps://dollarinterest.com/credit-cards/best-rewards-credit-cards/https://dollarinterest.com/credit-cards/best-rewards-credit-cards/The best rewards credit card in Singapore earns 10X points, about 4 miles per dollar, on about S$1,000 a month. Five cards compared by category, cap and fee.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsCredit CardsRewards Points10X PointsOnline ShoppingAir Mileshttps://dollarinterest.com/investing/best-robo-advisors/https://dollarinterest.com/investing/best-robo-advisors/The best robo-advisor in Singapore on fees depends on your balance: 0.60% to 0.80% a year at S$10,000, and only one takes CPF. Compared, November 2026.Fri, 13 Nov 2026 00:00:00 GMTInvestingRobo-AdvisersSyfeEndowusStashAwayCPFSRShttps://dollarinterest.com/banking/best-savings-accounts-singapore/https://dollarinterest.com/banking/best-savings-accounts-singapore/The best savings account in Singapore is the one whose conditions you already meet. We compare 8 accounts on what $30,000 really earns, as at Nov 2026.Fri, 13 Nov 2026 00:00:00 GMTBanking & SavingsSavings AccountsHigh Interest SavingsBankingBonus InterestFixed DepositsDeposit InsuranceDigital Bankshttps://dollarinterest.com/insurance/best-term-life-insurance/https://dollarinterest.com/insurance/best-term-life-insurance/The best term life insurance in Singapore is the one that fits your cover gap and term. Compare like for like on compareFIRST, with direct plans to $400,000.Fri, 13 Nov 2026 00:00:00 GMTInsuranceTerm Life InsurancecompareFIRSTDirect Purchase InsuranceDependants' Protection SchemeTotal Permanent Disabilityhttps://dollarinterest.com/credit-cards/best-travel-credit-cards/https://dollarinterest.com/credit-cards/best-travel-credit-cards/The best travel credit card in Singapore depends on the trip: 4 miles per dollar on flights and hotels, up to 10 lounge visits, or insurance. Nine compared.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsCredit CardsTravelFlightsHotelsAirport LoungeTravel Insurancehttps://dollarinterest.com/insurance/best-travel-insurance-singapore/https://dollarinterest.com/insurance/best-travel-insurance-singapore/Best travel insurance in Singapore depends on your trip. We compare 10 insurers on medical limits from $100,000 to unlimited, age rules and exclusions.Fri, 13 Nov 2026 00:00:00 GMTInsuranceTravel InsuranceOverseas MedicalTrip CancellationPre-Existing ConditionsInsurance Comparisonhttps://dollarinterest.com/credit-cards/cimb-credit-cards/https://dollarinterest.com/credit-cards/cimb-credit-cards/CIMB credit cards in Singapore charge no annual fee and pay cashback of 1% to 10%. Minimum spend, category caps and income rules explained, November 2026.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsCredit CardsCIMBCashbackNo Annual Feehttps://dollarinterest.com/credit-cards/citi-premiermiles-card-review/https://dollarinterest.com/credit-cards/citi-premiermiles-card-review/Our Citi PremierMiles Card review: 1.2 miles per dollar locally, 2.2 overseas, miles that never expire and a S$196.20 fee. The yearly maths, November 2026.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsCredit CardsCitibankAir MilesCiti PremierMilesCiti Mileshttps://dollarinterest.com/credit-cards/citi-rewards-card-review/https://dollarinterest.com/credit-cards/citi-rewards-card-review/Our Citi Rewards Card review: 10 points per dollar on online and clothing spend, capped at S$1,000 a month, with travel excluded. The maths, November 2026.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsCredit CardsCitibankRewards PointsCiti RewardsThankYou PointsOnline Shoppinghttps://dollarinterest.com/credit-cards/citibank-credit-cards/https://dollarinterest.com/credit-cards/citibank-credit-cards/Citibank credit cards in Singapore pay 1.6% flat cashback, up to 8% in set categories, or 1.2 miles per dollar. Rates, caps and fees as at November 2026.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsCredit CardsCitibankCashbackAir MilesThankYou Pointshttps://dollarinterest.com/loans/citibank-personal-loans/https://dollarinterest.com/loans/citibank-personal-loans/A Citibank personal loan is Citi Quick Cash, drawn on a Citi card or Ready Credit line. See what Citi publishes on rates, fees and income, and what it costs.Fri, 13 Nov 2026 00:00:00 GMTLoansCitibankCiti Quick CashReady CreditBalance TransferDebt ConsolidationPersonal Loanhttps://dollarinterest.com/cpf/cpf-nomination-types-cash-ens-snss/https://dollarinterest.com/cpf/cpf-nomination-types-cash-ens-snss/How to make a CPF nomination: pick cash, the Enhanced Nomination Scheme or the Special Needs Savings Scheme, then apply with Singpass and two witnesses.Fri, 13 Nov 2026 00:00:00 GMTCPF & RetirementCPF NominationEnhanced Nomination SchemeSpecial Needs Savings SchemeEstate PlanningSingpasshttps://dollarinterest.com/cpf/cpf-optimisation-strategies-by-age/https://dollarinterest.com/cpf/cpf-optimisation-strategies-by-age/CPF optimisation strategies for 2026 and 2027, sorted by age: top-ups with up to $8,000 of tax relief, transfers, refunds, deferral, and what each costs.Fri, 13 Nov 2026 00:00:00 GMTCPF & RetirementCPF OptimisationCPF Top-UpSpecial AccountRetirement AccountMediSaveCPF LIFETax Reliefhttps://dollarinterest.com/credit-cards/credit-card-sign-up-bonuses-singapore/https://dollarinterest.com/credit-cards/credit-card-sign-up-bonuses-singapore/Credit card sign-up bonuses in Singapore this month: up to 60,000 miles or S$365 cashback. Minimum spend, fees, end dates and the catch, from bank terms.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsCredit CardsSign-Up BonusWelcome GiftMilesCashbackAnnual Feehttps://dollarinterest.com/credit-cards/dbs-credit-cards/https://dollarinterest.com/credit-cards/dbs-credit-cards/DBS credit cards compared on earn rate, cap, minimum spend, fee and income, from DBS and POSB pages as at November 2026, plus how DBS Points turn into miles.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsDBSPOSBCredit CardsDBS PointsAir MilesCashbackhttps://dollarinterest.com/loans/dbs-personal-loans/https://dollarinterest.com/loans/dbs-personal-loans/A DBS personal loan starts at 1.00% a year plus a 1% fee, an EIR of 2.32%. See DBS's loan, balance transfer, Cashline and consolidation terms, with the maths.Fri, 13 Nov 2026 00:00:00 GMTLoansDBSPersonal LoanCashlineBalance TransferDebt ConsolidationEffective Interest Ratehttps://dollarinterest.com/credit-cards/dbs-womans-world-vs-uob-ladys-card/https://dollarinterest.com/credit-cards/dbs-womans-world-vs-uob-ladys-card/DBS Woman's World Card vs UOB Lady's Card: both pay 4 miles per $1 on up to $1,000 a month, one on online spend, one on a chosen category. The maths.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsDBS Woman's World CardUOB Lady's CardAir MilesDBS PointsUNI$https://dollarinterest.com/property/downsizing-hdb-flat-retirement/https://dollarinterest.com/property/downsizing-hdb-flat-retirement/Downsizing an HDB flat at 55 or older can free up cash and CPF. Your options, how the CPF refund works, the $40,000 Silver Housing Bonus and a worked example.Fri, 13 Nov 2026 00:00:00 GMTProperty & HDBRight-SizingSilver Housing Bonus2-Room FlexiCommunity Care ApartmentCPF RefundRetirementhttps://dollarinterest.com/loans/education-costs-in-singapore/https://dollarinterest.com/loans/education-costs-in-singapore/University fees in Singapore start at S$8,300 a year for most NUS and NTU degrees in 2026/27. See the full costs, the new MOE student loan, CPF and bursaries.Fri, 13 Nov 2026 00:00:00 GMTLoansUniversity FeesHigher Education Student LoanMOECPF Education Loan SchemeBursariesTuition Granthttps://dollarinterest.com/careers/financial-adviser-career-singapore-guide/https://dollarinterest.com/careers/financial-adviser-career-singapore-guide/How to become a financial advisor in Singapore in 2026: be at least 21, pass the CMFAS exams, get appointed by a firm, and know how the pay really works.Fri, 13 Nov 2026 00:00:00 GMTCareersFinancial AdviserCareerCMFASMASInsurance AgentMid-Career Switchhttps://dollarinterest.com/banking/fixed-deposit-rates-singapore/https://dollarinterest.com/banking/fixed-deposit-rates-singapore/Best fixed deposit rates in Singapore for November 2026: 2.30% for 12 months at CIMB and RHB, 2.20% for 6 months. Every bank's rate, minimum and catch.Fri, 13 Nov 2026 00:00:00 GMTBanking & SavingsFixed DepositsFD RatesTime DepositsBoard RatesPromotional RatesT-billsSingapore Savings BondsDeposit Insurancehttps://dollarinterest.com/banking/fixed-deposit-vs-savings-account-vs-money-market-fund/https://dollarinterest.com/banking/fixed-deposit-vs-savings-account-vs-money-market-fund/Fixed deposit vs money market fund vs high-yield savings account in Singapore: which are insured deposits, how fast you get cash out, and what each pays.Fri, 13 Nov 2026 00:00:00 GMTBanking & SavingsFixed DepositsSavings AccountsMoney Market FundsDeposit InsuranceCash Managementhttps://dollarinterest.com/property/helping-children-buy-home-without-draining-retirement/https://dollarinterest.com/property/helping-children-buy-home-without-draining-retirement/Helping children buy a home in Singapore: a cash gift avoids ABSD, while co-owning can add 20% on the whole price. Check your own retirement first.Fri, 13 Nov 2026 00:00:00 GMTProperty & HDBPropertyHDBABSDCPF HousingRetirement PlanningFamilyhttps://dollarinterest.com/loans/how-much-to-afford-a-car-in-singapore/https://dollarinterest.com/loans/how-much-to-afford-a-car-in-singapore/Cost of owning a car in Singapore: with COE at $139,001, an illustrative $225,000 car costs about $2,700 a month over 10 years. COE, ARF, loans and upkeep.Fri, 13 Nov 2026 00:00:00 GMTLoansCar OwnershipCOEARFOMVCar LoanMAS RulesRoad Taxhttps://dollarinterest.com/property/how-to-buy-a-house-in-singapore/https://dollarinterest.com/property/how-to-buy-a-house-in-singapore/How to buy a house in Singapore, step by step: HFE letter, Option to Purchase, stamp duty, CPF and the loan, with a $550,000 resale flat costed in full.Fri, 13 Nov 2026 00:00:00 GMTProperty & HDBBuying a HomeHDB Flat Eligibility LetterOption to PurchaseBuyer's Stamp DutyABSDCPF Housinghttps://dollarinterest.com/travel/how-to-pay-less-on-overseas-spending/https://dollarinterest.com/travel/how-to-pay-less-on-overseas-spending/Overseas spending fees can add 3.25% on a bank card and more with DCC. Here is what S$2,000 in Japan costs by card type, and five ways to cut it. Nov 2026.Fri, 13 Nov 2026 00:00:00 GMTTravel MoneyTravel MoneyForeign Currency FeesDynamic Currency ConversionATM FeesMulti-Currency CardsBooking Siteshttps://dollarinterest.com/cpf/how-to-read-cpf-statement-check-balances/https://dollarinterest.com/cpf/how-to-read-cpf-statement-check-balances/Your CPF statement comes in three forms: live balances, a 15-month transaction history and a Yearly Statement of Account. How to read each and what to check.Fri, 13 Nov 2026 00:00:00 GMTCPF & RetirementCPF StatementYearly Statement of AccountTransaction HistoryContribution HistoryCPF Balancehttps://dollarinterest.com/cpf/how-to-start-cpf-life-payouts/https://dollarinterest.com/cpf/how-to-start-cpf-life-payouts/How to start CPF LIFE payouts: apply online from three months before 65, choose a start age and plan, and allow up to two weeks. If you do nothing, 70.Fri, 13 Nov 2026 00:00:00 GMTCPF & RetirementCPF LIFEAge 65Monthly PayoutsPlan My Monthly PayoutsAge 70https://dollarinterest.com/investing/how-to-start-investing-in-singapore/https://dollarinterest.com/investing/how-to-start-investing-in-singapore/How to start investing in Singapore: build a 3 to 6 month emergency fund, match money to a time frame, compare beginner options, then check the provider.Fri, 13 Nov 2026 00:00:00 GMTInvestingInvestingBeginnersCDPDiversificationETFsSingapore Savings BondsCPFSRShttps://dollarinterest.com/legacy/how-to-write-a-will-singapore/https://dollarinterest.com/legacy/how-to-write-a-will-singapore/How to write a will in Singapore: be 21 or older, sign before two witnesses who inherit nothing, and know what a will cannot pass on, such as CPF savings.Fri, 13 Nov 2026 00:00:00 GMTWills, LPA & LegacyWillsWills ActExecutorsEstate PlanningWitnesseshttps://dollarinterest.com/credit-cards/hsbc-credit-cards/https://dollarinterest.com/credit-cards/hsbc-credit-cards/HSBC credit cards in Singapore pay 5% cashback in set categories, 10 points per dollar or 1.2 miles per dollar. Rates, caps and income rules, November 2026.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsCredit CardsHSBCCashbackAir MilesReward Pointshttps://dollarinterest.com/credit-cards/hsbc-live-plus-card-review/https://dollarinterest.com/credit-cards/hsbc-live-plus-card-review/Our HSBC Live+ Card review: 5% cashback on dining, shopping, entertainment and petrol if you spend S$600 a month, capped at S$250 a quarter. November 2026.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsCredit CardsHSBCCashbackHSBC Live+DiningPetrolhttps://dollarinterest.com/credit-cards/hsbc-revolution-card-review/https://dollarinterest.com/credit-cards/hsbc-revolution-card-review/Our HSBC Revolution Card review: 10 points per dollar on online and contactless spend, capped at S$1,000 a month, no annual fee. Miles maths, November 2026.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsCredit CardsHSBCRewards PointsHSBC RevolutionContactlessAir Mileshttps://dollarinterest.com/legacy/lpa-revocation-online-public-trustee-move/https://dollarinterest.com/legacy/lpa-revocation-online-public-trustee-move/To revoke an LPA in Singapore, donors can file the notice on OPG Online from 3 August 2026. Also: Form 1 stays free, and the Public Trustee's site moves.Fri, 13 Nov 2026 00:00:00 GMTWills, LPA & LegacyLPAOffice of the Public GuardianOPG OnlinePublic TrusteeLegacy Newshttps://dollarinterest.com/credit-cards/ocbc-credit-cards/https://dollarinterest.com/credit-cards/ocbc-credit-cards/OCBC credit cards compared on earn rate, cap, minimum spend, fee and income, from OCBC's own pages as at November 2026, plus its three points currencies.Fri, 13 Nov 2026 00:00:00 GMTCredit CardsOCBCCredit CardsCashbackOCBC$Air Mileshttps://dollarinterest.com/loans/ocbc-personal-loans/https://dollarinterest.com/loans/ocbc-personal-loans/OCBC's ExtraCash personal loan charges 10.08% a year on monthly rest, an EIR of 10.96% to 13.92%. See OCBC's five borrowing products, fees and the real cost.Fri, 13 Nov 2026 00:00:00 GMTLoansOCBCPersonal LoanExtraCashEasiCreditBalance TransferDebt Consolidation