All Credit Cards
44 cards from 8 banks, with the facts taken from each bank's own page as at November 2026. No sign-up gifts, no rankings, no paid placements. Filter the table, then read the bank's page before you apply.
44 cards
| Card | Type | What it earns | Cap | Minimum spend | Annual fee | Minimum income |
|---|---|---|---|---|---|---|
| CIMB AWSM Card CIMB · bank page | Cashback | 1% cashback on dining and entertainment, online shopping and telco spend | No cap | None | None No annual fee on principal and supplementary cards | $18,000 if under 35; $30,000 from age 35 |
| CIMB Visa Infinite CIMB · bank page | Cashback | 2% cashback on overseas, foreign currency and travel spend; 1% on other spend | No cap | $2,000 a statement month for 2% | None No annual fee on principal and supplementary cards | $120,000 |
| CIMB Visa Signature CIMB · bank page | Cashback | 10% cashback on online shopping, groceries, beauty and wellness, pet shops and vets, and cruises; 0.2% on other spend | $100 a statement month, and $20 a category | $800 a statement month | None No annual fee on principal and supplementary cards | $30,000 |
| CIMB World Mastercard CIMB · bank page | Cashback | 2% cashback on dining and selected food delivery, movies and digital entertainment, taxis and automobile, and luxury goods; 1% on other spend | No cap | $1,000 a statement month for 2%; $500 a statement month for 1% on other spend | None No annual fee on principal and supplementary cards | $30,000 |
| Citi Cash Back Card Citibank · bank page | Cashback | 8% cashback on petrol and private commute, 6% on dining and groceries, 0.2% on other spend | $80 a statement month | $800 a statement month | $196.20 First year waived | $30,000 |
| Citi Cash Back+ Card Citibank · bank page | Cashback | 1.6% cashback on all eligible spend; cashback does not expire | No cap | None | $196.20 First year waived | $30,000 |
| Citi PremierMiles Card Citibank · bank page | Miles | 1.2 Citi Miles per $1 in Singapore dollars, 2.2 Citi Miles per $1 in foreign currency; miles do not expire | No cap | None | $196.20 First year waived for new cards; 10,000 renewal miles are credited when the fee is paid and reversed if it is waived | $30,000 |
| Citi Prestige Card Citibank · bank page | Rewards points | 3.25 ThankYou Points per $1 in Singapore dollars, 5 points per $1 in foreign currency; points do not expire | – | None | $651.82 No fee waiver | $120,000 |
| Citi Rewards Card Citibank · bank page | Rewards points | 10 ThankYou Points per $1 on online purchases (not travel or mobile wallet) and at department and clothing stores; 1 point per $1 elsewhere | 9,000 bonus points a statement month (the first $1,000 of 10X spend) | None | $196.20 First year waived | $30,000 |
| Citi SMRT Card Citibank · bank page | Cashback | 5% in SMRT$ on groceries, online purchases, taxis, ride-hailing and SimplyGo public transport; 0.3% on other spend | SMRT$600 in any 12-month period | $500 a statement month | $196.20 First two years waived | $30,000 |
| DBS Altitude Card (Visa Signature / American Express) DBS · bank page | Miles | 1.3 miles per $1 on local spend, 2.2 miles per $1 on foreign currency spend | – | – | $196.20 First year waived; spend-based waiver ceased 1 August 2026 | $30,000 |
| DBS Chromo Card DBS · bank page | Cashback | Up to 5% cashback on top two local spend categories each month, 1% on other local spend (applicants aged 21 to 29) | $30 bonus cashback per category and $150 total a month | $500 a month | $196.20 Waived for 5 years | $30,000 |
| DBS Esso Card DBS · bank page | Cashback | Up to 26.2% fuel savings at Esso | – | $160 nett monthly fuel spend for the $10 rebate | $196.20 First year waived | $30,000 |
| DBS Vantage Visa Infinite Card DBS · bank page | Miles | 1.4 miles per $1 on local spend, 2.2 miles per $1 on foreign currency spend | – | – | $599.50 | $120,000 |
| DBS Woman's Card DBS · bank page | Rewards points | 5X DBS Points (2 miles per $1) on online spend | First $1,000 of online spend a month | – | $163.50 Waived for the following year with $15,000 yearly spend | $30,000 |
| DBS Woman's World Card DBS · bank page | Rewards points | 10X DBS Points (4 miles per $1) on online spend, 3X (1.2 miles per $1) on overseas spend | First $1,000 of online spend a month | – | $196.20 | $80,000 |
| DBS yuu Card (Visa / American Express) DBS · bank page | Rewards points | 5% cash rebate or 2.8 miles per $1 at participating yuu merchants; up to 18% or 10 miles per $1 with conditions | – | $800 a month and 4 participating merchants for the top rate | $196.20 First year waived | $30,000 |
| SAFRA DBS Card DBS · bank page | Cashback | 3% cash rebate on local contactless and online spend, 0.3% on other spend (SAFRA members) | SAFRA$50 a month | – | None while a SAFRA member No annual fee while SAFRA membership is kept | $30,000 |
| HSBC Advance Credit Card HSBC · bank page | Cashback | 1.5% cashback on eligible spend, or 2.5% when spend in the calendar month exceeds $2,000 | $70 a calendar month | None for 1.5%; more than $2,000 a month for 2.5% | $196.20 First year waived; later years waived if annual spend exceeds $12,500 | $30,000 for existing HSBC customers holding $50,000 or more with the bank; $65,000 otherwise |
| HSBC Live+ Credit Card HSBC · bank page | Cashback | 5% cashback on dining, shopping, entertainment and Caltex and Shell petrol; 0.3% on other spend | $250 a calendar quarter | $600 in every month of the quarter | $196.20 First year waived; later years waived if annual spend exceeds $12,500 | $30,000 for existing HSBC customers holding $50,000 or more with the bank; $65,000 otherwise |
| HSBC Premier Mastercard Credit Card HSBC · bank page | Miles | Up to 1.4 KrisFlyer miles per $1 on local spend and 2.3 per $1 on overseas spend; HSBC Premier customers only | – | None | $708.50 Waived for Premier customers who keep at least $200,000 with HSBC | $30,000 for customers holding $50,000 or more with the bank; $65,000 otherwise |
| HSBC Revolution Credit Card HSBC · bank page | Rewards points | 10 Reward points per $1 on online and contactless spend in listed travel, shopping, dining and transport categories; 1 point per $1 elsewhere | 9,000 bonus points a calendar month (the first $1,000 of bonus spend) | None | None No annual fee | $65,000 for new HSBC customers and foreigners; $30,000 (salaried) or $40,000 (self-employed) for Singaporeans and PRs holding $50,000 or more with HSBC |
| HSBC TravelOne Credit Card HSBC · bank page | Miles | 3 Reward points per $1 in Singapore dollars and 6 points per $1 in foreign currency (up to 1.2 and 2.4 miles per $1) | – | None | $196.20 Charged from the first year; from the second year waived if annual spend exceeds $25,000 | $30,000 for existing HSBC customers holding $50,000 or more with the bank; $65,000 otherwise |
| OCBC 365 Credit Card OCBC · bank page | Cashback | 6% cashback on dining, groceries, land transport and petrol | $160 a month | $800 a calendar month | $196.20 Waived for 2 years; then waived with $10,000 yearly spend | $30,000 |
| OCBC 90°N Card (Visa / Mastercard) OCBC · bank page | Miles | 1.3 miles per $1 on local spend, 2.1 miles per $1 on foreign currency spend | No cap | None | $196.20 Waived for 1 year; then waived with $10,000 yearly spend | $30,000 |
| OCBC FRANK Credit Card OCBC · bank page | Cashback | 8% cashback on foreign currency, local online and mobile wallet spend; 0.3% otherwise | $25 per category and $100 a month | $800 a month | $196.20 Waived for 2 years; then waived with $10,000 yearly spend | $30,000 |
| OCBC INFINITY Cashback Card OCBC · bank page | Cashback | 1.6% cashback on eligible local and overseas spend | No cap | None | $196.20 Waived for 1 year; then waived with $10,000 yearly spend | $30,000 |
| OCBC NXT Credit Card OCBC · bank page | Cashback | 0.5% cash rebate, or 1% when the monthly bill is $1,000 or more; automatic 0% instalments over 3 or 6 months | $100 a month | – | $163.50 Waived for 2 years; then waived with $10,000 yearly spend | $30,000 |
| OCBC Rewards Card OCBC · bank page | Rewards points | 10 OCBC$ per $1 (4 miles per $1) at selected shopping categories and merchants | 10,000 bonus OCBC$ a month | None | $196.20 Waived for 2 years; then waived with $10,000 yearly spend | $30,000 |
| OCBC VOYAGE Card OCBC · bank page | Miles | 1.3 VOYAGE Miles per $1 on local spend, 2.2 per $1 on foreign currency spend | No cap | None | $498 Not waivable | $120,000 |
| POSB Everyday Card POSB · bank page | Cashback | Up to 10% cash rebate on online food delivery, SimplyGo and in-store Malaysian ringgit spend; 0.3% on other spend | Daily$20 a month per category | $800 a month for most categories | $196.20 First year waived | $30,000 |
| Standard Chartered Beyond Credit Card Standard Chartered · bank page | Miles | 1.5 miles per $1 on local spend and 3 miles per $1 on foreign spend; higher rates for Priority Banking customers | – | None | $1,635 No fee waiver | $200,000 |
| Standard Chartered Journey Credit Card Standard Chartered · bank page | Miles | 1.2 miles per $1 in Singapore dollars, 2 miles per $1 in foreign currency, 3 miles per $1 on online transport, food delivery and grocery spend | No cap on the base rates; the 3-mile rate applies to the first $1,000 a statement cycle | None | $196.20 First year waived if the fee-waiver option is chosen | $30,000 |
| Standard Chartered Rewards+ Credit Card Standard Chartered · bank page | Rewards points | 10 Rewards Points per $1 in foreign currency, 5 points per $1 on dining in Singapore, 1 point per $1 elsewhere | 20,000 additional points a card year | None | $196.20 First year waived | $30,000 |
| Standard Chartered Simply Cash Credit Card Standard Chartered · bank page | Cashback | 1.5% cashback on all eligible spend | No cap | None | $196.20 First year waived | $30,000 |
| KrisFlyer UOB Credit Card UOB · bank page | Miles | 3 KrisFlyer miles per $1 on Singapore Airlines group spend; 1.2 miles per $1 on other spend | – | $1,000 a year on Singapore Airlines group for 2.4 miles per $1 on selected categories | $196.20 First year waived | $30,000 |
| UOB Absolute Cashback Card UOB · bank page | Cashback | 1.7% cashback on most spend; 0.3% on selected categories | No cap | None | $196.20 First year waived | $30,000 |
| UOB EVOL Card UOB · bank page | Cashback | Up to 10% cashback on local online and mobile contactless spend; 0.3% on other spend | $80 a statement month | $800 a statement month | None No annual fee from 1 July 2026 | $30,000 |
| UOB Lady's Card UOB · bank page | Rewards points | UNI$10 per $5 (4 miles per $1) on one chosen category | $1,000 of category spend a month (1,800 bonus UNI$) | None | $196.20 First year waived | $30,000 |
| UOB Lady's Solitaire Card UOB · bank page | Rewards points | UNI$10 per $5 (4 miles per $1) on two chosen categories | $1,500 a month, $750 per category | None | $414.20 First year waived | $120,000 |
| UOB One Card UOB · bank page | Cashback | $60, $100 or $200 quarterly cashback (up to 3.33%), plus extra cashback on selected merchants, groceries and utilities | Quarterly cashback fixed by tier; extra cashback capped at $120 a statement month | $600, $1,000 or $2,000 a month with 10 purchases a month | $196.20 First year waived | $30,000 |
| UOB Preferred Visa Card UOB · bank page | Rewards points | UNI$10 per $5 (4 miles per $1) on mobile contactless and selected online spend | UNI$1,080 bonus per category a month | – | $196.20 First year waived | $30,000 |
| UOB PRVI Miles Card (American Express / Mastercard / Visa) UOB · bank page | Miles | 1.4 miles per $1 on local spend, 2.4 miles per $1 on overseas spend | No cap | None | $261.60 First year waived | $30,000 |
| UOB Visa Signature Card UOB · bank page | Rewards points | UNI$10 per $5 (4 miles per $1) on overseas, petrol and contactless spend | UNI$2,400 per category a statement period | $1,000 per category a statement period | $218 First year waived | $30,000 |
A dash means the bank's page does not state that fact. Terms change often: confirm on the bank's page. Rewards never outweigh interest: card interest runs at roughly 25% to 29% a year, so pay the bill in full.
Dollar Interest is not paid by any bank for this table. How to choose: best credit cards by what you spend on, or compare cashback and miles with your own numbers.