The U-Save rebate is doubled in October 2026 and again in January 2027, so a 4-room HDB household receives S$150 each time and $600 over the 2026 financial year. The Ministry of Finance (MOF) announced on 30 September 2026 that more than 1 million Singaporean HDB households will get the double U-Save and a Service and Conservancy Charges (S&CC) rebate in October. Both are credited automatically.
The extra U-Save comes from the second support package announced on 29 July 2026 in response to the Middle East situation.
The short version: U-Save is $110 to $190 per HDB household in each of October 2026 and January 2027, depending on flat type, credited to your SP Services account. S&CC rebates of half a month to one month go to your Town Council account. No application needed.
U-Save Rebate 2026 Amounts by Flat Type
Each payment is the regular GST Voucher U-Save plus an equal 2026 Additional U-Save. From MOF’s release:
| Flat type | October 2026 | January 2027 | FY2026 total |
|---|---|---|---|
| 1- and 2-room | $190 | $190 | $760 |
| 3-room | $170 | $170 | $680 |
| 4-room | $150 | $150 | $600 |
| 5-room | $130 | $130 | $520 |
| Executive / multi-generation | $110 | $110 | $440 |
The October 2026 4-room figure, for example, is $75 of regular U-Save plus $75 of Additional U-Save. GovBenefits notes that Budget 2026 also doubled the April and July 2026 U-Save payments.
The support package page says the extra U-Save is projected to fully offset higher utilities bills in FY2026 for households in 4-room flats or smaller.
S&CC Rebates in October 2026 and January 2027
S&CC rebates are counted in months of your Town Council charges.
| Flat type | October 2026 | January 2027 | FY2026 total |
|---|---|---|---|
| 1- and 2-room | 1 month | 0.5 month | 3.5 months |
| 3-room | 0.5 month | 0.5 month | 2.5 months |
| 4-room | 0.5 month | 0.5 month | 2.5 months |
| 5-room | 0.5 month | 0.5 month | 2 months |
| Executive / multi-generation | 0.5 month | None | 1.5 months |
Who Qualifies
MOF’s conditions:
- U-Save: at least one Singaporean owner or occupier (or, if the whole flat is rented out, at least one Singaporean tenant). Households whose members own more than one property do not qualify.
- S&CC rebate: not given if there is no Singaporean owner or occupier, if an owner or essential occupier owns or has an interest in private property, or if the whole flat is rented out.
If you are renting out your flat, our guide to HDB rental rules and tax covers the other obligations.
How the Rebates Show Up on Your Bill
U-Save is credited to your SP Services utilities account and used against your electricity, water and gas charges. It is not cash. That has two effects worth knowing:
- Your bill can look smaller than your usage. To see whether you are actually using less, compare the kWh of electricity and cubic metres of water from month to month, not the dollar total.
- It lands at the same time as a lower tariff. SP Group’s regulated electricity tariff for 1 October to 31 December 2026 is 31.16 cents per kWh including GST, down from 34.78 cents in July to September. Our electricity tariff news explains the change and what SP Group expects next.
If you buy electricity from a retailer rather than SP Group, U-Save still goes to your SP Services account. Our guide to the Open Electricity Market explains how the two bills fit together.
Other Payments Around the Same Time
- Assurance Package cash: $100 to $250 for adult Singaporeans in December 2026. See our Assurance Package cash explainer.
- CDC Vouchers: $300 per household in January 2027, announced on 29 July 2026. The January 2026 tranche expires on 31 December 2026.
What To Do Next
- Check your next SP Services bill for the U-Save credit and your Town Council statement for the S&CC rebate.
- Track your kWh and cubic metres, not just the bill total, to see your real usage.
- Add the January 2027 credits to your household budget in our monthly budget planner.
- If a message asks you to “claim” U-Save or pay a fee to receive it, it is not from the government: U-Save needs no action.
