Best Home Loans in Singapore (2026): HDB Loan, Fixed, Floating and SORA Compared
The best home loan in Singapore is the one with the lowest total interest over the years you hold it. HDB charges 2.6% now; see how bank packages compare.
Loans
Personal loans, balance transfers, debt consolidation, renovation, education and car loans: the real cost and the rules.
Best Personal Loans in Singapore (2026): Compare by EIR, Not the Headline
The best personal loan in Singapore is the one with the lowest EIR you are actually offered. Five banks' published rates and fees compared, with the maths.
6 min read
Citibank Personal Loan (2026): Citi Quick Cash, Ready Credit and the Fine Print
A Citibank personal loan is Citi Quick Cash, drawn on a Citi card or Ready Credit line. See what Citi publishes on rates, fees and income, and what it costs.
5 min read
DBS Personal Loan (2026): Rates, EIR, Fees and the Other DBS Loans
A DBS personal loan starts at 1.00% a year plus a 1% fee, an EIR of 2.32%. See DBS's loan, balance transfer, Cashline and consolidation terms, with the maths.
5 min read
University Fees in Singapore (2026/27): What a Degree Costs and How to Pay
University fees in Singapore start at S$8,300 a year for most NUS and NTU degrees in 2026/27. See the full costs, the new MOE student loan, CPF and bursaries.
5 min read
Cost of Owning a Car in Singapore (2026): How Much You Need to Afford One
Cost of owning a car in Singapore: with COE at $139,001, an illustrative $225,000 car costs about $2,700 a month over 10 years. COE, ARF, loans and upkeep.
5 min read
OCBC Personal Loan (2026): ExtraCash, EasiCredit and Other OCBC Loans Compared
OCBC's ExtraCash personal loan charges 10.08% a year on monthly rest, an EIR of 10.96% to 13.92%. See OCBC's five borrowing products, fees and the real cost.
5 min read
Standard Chartered Personal Loan (2026): CashOne Rates, Fees and Alternatives
Standard Chartered's CashOne personal loan starts at 0.90% a year (EIR 1.75%) plus a S$199 first-year fee. See SC's loan, transfer and consolidation terms.
5 min read
UOB Personal Loan (2026): Rates From 1.00%, the Full EIR Range and Fees
A UOB personal loan ranges from 1.00% a year (EIR 1.93%) to 8.00% (EIR 17.62%), with no processing fee. See UOB's loans, credit line and fees, with the maths.
5 min read
Wedding Cost in Singapore (2026): A Realistic Budget, Line by Line
Wedding cost in Singapore: our 25-table budget comes to $69,500 before ang bao and about $39,500 after. Where the money goes and how to plan your share.
4 min read
Wedding Loans in Singapore (2026): Personal Loan, Balance Transfer or Savings?
A wedding loan in Singapore is just a personal loan; no main bank sells a special one. Compare bank rates, 0% transfers and credit lines on a $15,000 gap.
5 min read
Best Car Loans in Singapore (2026): MAS Limits, Flat Rates and True Cost
A car loan in Singapore is capped by MAS at 60% or 70% of the price and 7 years. Flat rates near 2.8% mean an EIR above 5%. See the limits and the maths.
5 min read
Best Debt Consolidation Plans in Singapore (2026): Rules, Rates, Real Cost
A debt consolidation plan in Singapore rolls unsecured debts above 12 times your monthly income into one loan. The ABS rules, two banks' EIRs and the cost.
5 min read
Best Renovation Loans in Singapore (2026): How to Compare the Real Cost
A renovation loan in Singapore is paid to your contractor and covers works, not furniture. Compare by EIR, fees and total repaid, with a S$30,000 example.
5 min read
How to Apply for a Renovation Loan in Singapore: Steps, Documents, Timing
How to apply for a renovation loan in Singapore in seven steps: budget, contractor quotation, lender comparison, documents and how the money is paid out.
6 min read
Best Balance Transfers in Singapore (2026): The Fee Is the Interest
A balance transfer in Singapore gives 0% interest for 3 to 12 months for a one-time fee of about 0.8% to 4.5%. Compare banks by EIR and plan the payoff.
5 min read
Best Personal Lines of Credit in Singapore (2026): Rates, Fees and Traps
A personal line of credit in Singapore costs about 21% to 23% a year, charged daily on what you use. Three banks' rates, fees and minimum payments compared.
5 min read
Emergency Loans in Singapore: Fast Options Ranked by What They Cost
An emergency loan in Singapore can cost S$115 or S$540 on the same S$3,000, depending on where you borrow. Compare the fast options and the help available.
5 min read
Personal Loans for Foreigners in Singapore (2026): Who Lends, and the Terms
A personal loan for foreigners in Singapore usually needs an Employment Pass and income of S$45,000 to S$90,000 a year. Four banks' published terms compared.
5 min read
Best Education Loans in Singapore (2026): HESL, CPF and Bank Loans Compared
The cheapest education loan in Singapore is usually MOE's Higher Education Student Loan: interest-free during study and 10 years to repay. See the maths.
6 min read
How Many Personal Loans Can You Take in Singapore? The Limits Explained
There is no cap on how many personal loans you can take in Singapore. MAS limits the amount: 4 months' income per lender and 12 months' income across all.
5 min read
Home Equity Loans in Singapore: How Much You Can Cash Out, and the Risk
A home equity loan in Singapore lets private property owners borrow against a home, up to 75% of its value less loans and CPF used. HDB flats are excluded.
5 min read
Licensed Moneylenders in Singapore: Interest Caps, Fees and How to Check
A licensed moneylender in Singapore may charge up to 4% interest a month and a 10% upfront fee. See the loan caps, your rights and how to check a licence.
6 min read
Loans With Bad Credit in Singapore: What to Know Before You Borrow
A bad credit loan in Singapore costs far more and attracts scammers. Check your credit report for S$8, know the legal caps and see where to get free help.
6 min read