31 December 2026 Tax Deadline: CPF Top-Ups, SRS and Donations for YA 2027
The tax relief deadline is 31 December 2026 for CPF cash top-ups, SRS contributions and donations to count in YA 2027. The limits, the catches and the maths.
Tax & Reliefs
Singapore income tax in plain English: reliefs and rebates, the year-end deadlines, CPF and SRS top-ups, filing and what changes each Budget.
Is CPF LIFE Taxable? Tax on Retirement, Dividend and Overseas Income
Is CPF LIFE taxable? No. IRAS taxes rent, half of SRS withdrawals and some pensions, but not one-tier dividends, bank interest or most overseas income.
4 min read
CPF Cash Top-Up Tax Relief: The $8,000 Limits, Family Rules and Matching Grants
CPF cash top-up tax relief for YA 2027: $8,000 for yourself, $8,000 for family, who counts as family, the income test, and when matching grants cancel it.
4 min read
SRS Tax Savings vs Withdrawal Tax: Working Out What You Really Keep
SRS tax savings come now; tax on 50% of withdrawals comes later. Worked examples show the net gain, the 10-year spread and the cost of withdrawing early.
4 min read
Income Tax for the Self-Employed in Singapore: Expenses, MediSave and Filing
Self-employed income tax in Singapore: when to file, the $6,000 profit threshold, allowable expenses, the new 20% expense ratio and how MediSave relief works.
4 min read
Tax Relief for Parents and Caregivers: QCR, WMCR, Parent Relief and GCR
Tax relief for parents and caregivers in Singapore for YA 2027: QCR, Working Mother's Child Relief, the Parenthood Tax Rebate, Parent Relief and GCR.
4 min read
How to Reduce Income Tax Legally in Singapore: A Worked Example for YA 2027
How to reduce income tax legally in Singapore, worked through on a $120,000 salary: CPF top-ups, SRS and a donation cut YA 2027 tax from $5,627 to $2,370.
4 min read
Personal Tax Reliefs in Singapore for YA 2027: The Full List and Who Qualifies
Every personal tax relief in Singapore for YA 2027: amounts, who qualifies and the $80,000 cap, from Earned Income Relief and WMCR to CPF top-ups and SRS.
5 min read
How to Read Your Notice of Assessment and Pay Income Tax by GIRO
Your IRAS notice of assessment explained line by line, the one-month payment deadline, up to 12 interest-free GIRO instalments and the 5% late penalty.
4 min read
Singapore Tax Residency: The 183-Day Rule and How It Changes Your Tax
Tax residency in Singapore turns on 183 days for foreigners. How IRAS counts the days, the 2- and 3-year concessions, and why non-residents pay 15% or 24%.
4 min read
Who Must File Income Tax in Singapore, and When: Deadlines, NFS and Forms
Do you need to file income tax in Singapore? The $22,000 and $6,000 thresholds, the 18 April e-Filing deadline, the No-Filing Service and what to check.
4 min read
How Singapore Income Tax Works: Rates, Chargeable Income and a Worked Example
How income tax works in Singapore: income, deductions, reliefs and the 0% to 24% resident rates for YA 2027, with a worked example on a $72,000 salary.
4 min read
Self-Employed? A 20% Fixed Expense Deduction Ratio Arrives From YA 2027
A broad-based fixed expense deduction ratio of 20% applies from YA 2027 to self-employed people with revenue up to $50,000. Who qualifies and when it pays.
4 min read
Budget 2026 and Your Personal Income Tax: What Changes for YA 2027
Budget 2026 personal income tax: no rebate for YA 2026, rates unchanged, the 250% donation deduction extended to 2029, and other changes for YA 2027.
4 min read