Property Tax Calculator

Yearly property tax on a Singapore home from its Annual Value, for a home you live in or one you rent out.

Estimated property tax–

Tax before rebate: –
Less one-off rebate (–): –
Tax for the year: –
Works out to each month: –
As a share of Annual Value: –

No property tax: the first $12,000 of Annual Value is taxed at 0% for a home you own and live in.

No rebate for 2027 had been announced when this tool was last checked, so none is included.

How It Is Worked Out

Part of Annual Value	Rate	Amount	Tax

How Property Tax Works

Property tax is charged every year on the Annual Value of your home. Annual Value is IRAS's estimate of what the property could be rented for in a year, based on rents of similar homes nearby. It is not the rent you actually receive, and it applies whether or not the home is rented out.

The tax is charged in bands, so only the part of the Annual Value inside each band is taxed at that band's rate. For a home you own and live in, the first $12,000 is taxed at 0%, the next $28,000 at 4%, and the rate rises in steps to 32% on anything above $140,000. For any other home, the rates are much higher: 12% on the first $30,000, then 20%, 28% and 36% on anything above $60,000.

The bill for the coming year is sent each December and is due by 31 January. You can pay in monthly instalments by GIRO.

Assumptions And Limits

Residential property only. Owner-occupied rates are those in force since 1 Jan 2025 and non-owner-occupied rates those in force since 1 Jan 2024. IRAS showed no change to either for the 2027 bill when checked on 13 Nov 2026.
The 2026 figure includes the one-off rebate for owner-occupied homes: 15% for HDB flats, and 10% capped at $500 for private homes. No rebate for 2027 had been announced when checked, so the 2027 figure has none. A later Budget could change that.
You enter the Annual Value. It is set by IRAS and is on your property tax bill and in myTax Portal. IRAS reviews it every year, so the 2027 value may differ from this year's.
Owner-occupied rates apply to one home that you own and live in. A married couple can have them for only one home between them. Any other home is taxed at non-owner-occupied rates, even if it is empty or a family member lives there.
Assumes the same use for the whole year. A home that is bought, sold or rented out partway through the year is taxed part of the year at each rate.

This calculator was built with AI tools from published rules and may contain errors. Results are estimates for education only, not financial advice and not a guarantee. Rates and rules change; confirm with the official source before you act. Your figures stay in your browser: nothing you type is sent to us.

Property Tax Calculator

Your Home

How It Is Worked Out

How Property Tax Works

Assumptions And Limits

Sources